Frequently Asked Questions
What is Pacis Motor Insurance?
Pacis Motor Insurance is a policy that provides Third Party
Only (TPO) cover for private vehicles.
What vehicles are covered by Pacis Motor Insurance?
Saloon Cars, Station Wagons, and Double Cabins used for
pleasure or in relation to the insured's business.t.
Does Pacis Motor Insurance meet legal requirements?
Yes, it fulfills the legal requirements under the Insurance (Motor Vehicles Third Party Risks) Act.
What does the Third Party cover include?
It covers personal injury, property damage, and claimant's costs and expenses resulting from accidents.
What are the limits of liability for personal injury?
Death or bodily injury to any one person: Kshs. 3,000,000;
series of claims arising from one event: Kshs. 20,000,000.
Is there a deductible/excess for property damage claims?
Yes, an excess of Kshs. 7,500 applies for third-party property damage claims.
Are young or inexperienced drivers covered?
Yes, but an excess of Kshs. 5,000 applies for both young
and inexperienced drivers.
Does the policy cover claimant's litigation expenses?
Yes, it covers the costs and expenses of litigation up to the
What documents are required to obtain the policy?
Vehicle registration certificate and client KYC details (ID,
PIN, Full Names, Address, Occupation, Contacts, email).
What is the annual premium for Pacas Motor Insurance ?
The annual premium per vehicle is Kshs. 7,574 including levies and stamp duty.