Personal Accident Insurance

Personal Accident Insurance

Pacis Personal Accident Cover - Protecting Your Peace and Comfort

Your well-being matters to us. At Pacis, we offer a Personal Accident Cover designed to provide you and your loved ones with the financial support needed when accidental injuries occur. We are here to ensure you can face tomorrow with confidence.

What is Personal Accident Insurance?

Pacis Personal Accident Cover is designed to provide financial compensation for accidental injuries that are violent, accidental, external, and visible. It’s a 24-hour worldwide coverage that includes death, permanent and total disability, temporary total disability, medical expenses, and funeral expenses. Coverage is available for persons between the age of 18 to 65 years, and permanent Kenyan residents.

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key features

What are the key features of this insurance?

Coverage Scope
Death, Permanent/Temporary disabilities, Medical expenses, Funeral expenses
18 to 65 years (below 18 under parent/guardian), Permanent Kenyan residents
24-Hour Worldwide Coverage
Provides protection anywhere in the world at any time
Claim Process
USSD 6203# and online portal for document upload
Premium Options
Three options with varying benefits and correspond

Personal Accident Insurance

Product Benefits

Comprehensive Protection
Wide-ranging cover including death, disability, medical and funeral expenses
Immediate Funeral Expense Payment
Funeral expenses payable within 48 hours, aiding in immediate arrangements
Flexible Options
Tailored options with three premium choices to match varying needs and budgets


Frequently Asked Questions

What does the Personal Accident Cover include?

Covers death, disability, medical and funeral expenses

Who is eligible for this cover?

Persons between 18-65 years, Permanent Kenyan residents (below 18 under parent/guardian)

How do I apply for the cover?

Complete proposal form, provide ID/Passport, KRA Pin Certificate, pay premium, provide email

What's the process for making a claim?

Notify through USSD 6203#, upload required documents online

Are there any exclusions for children?

Yes, death benefit for children below 18 is limited to 100,000; below 5 only covered for road risks

What's the payment for funeral expenses?

40,000 to 60,000 depending on selected option, payable within 48 hours

Are there different premium options?

Yes, three options with varying benefits

How are Temporary Total Disabilities compensated?

Weekly benefit, with maximum amounts per option

What are the available medical expense benefits?

50,000 to 100,000 depending on the option selected

Are taxes included in the premium?

Yes, premium includes taxes