Frequently Asked Questions
What does the Personal Accident Cover include?
Covers death, disability, medical and funeral expenses
Who is eligible for this cover?
Persons between 18-65 years, Permanent Kenyan residents (below 18 under parent/guardian)
How do I apply for the cover?
Complete proposal form, provide ID/Passport, KRA Pin Certificate, pay premium, provide email
What's the process for making a claim?
Notify through USSD 6203#, upload required documents online
Are there any exclusions for children?
Yes, death benefit for children below 18 is limited to 100,000; below 5 only covered for road risks
What's the payment for funeral expenses?
40,000 to 60,000 depending on selected option, payable within 48 hours
Are there different premium options?
Yes, three options with varying benefits
How are Temporary Total Disabilities compensated?
Weekly benefit, with maximum amounts per option
What are the available medical expense benefits?
50,000 to 100,000 depending on the option selected
Are taxes included in the premium?
Yes, premium includes taxes