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Frequently Asked Questions
What does the policy cover?
Covers financial and reputational losses due to professional negligence, errors, or omissions
Does it cover Tax consultants?
No, the policy does not cover Tax consultants
What are the available extensions?
Retroactive cover, re-instatement, run-of cover are available at additional costs
How do I sign up?
Complete the proposal form online or from an intermediary, pay premiums, send necessary documents
What are the limits of liability for personal injury?
Death or bodily injury to any one person: Kshs. 3,000,000;
series of claims arising from one event: Kshs. 20,000,000.
How do I make a claim?
Write to Pacis, make clear records, follow the guidelines provided
What are the cover limits and premium options?
Refer to the provided table of Limit of Liability and Annual Gross Fees
Is there a deductible or excess?
Yes, ranging from 50,000 to 200,000 depending on liability limits
Can I get cover for incidents before policy inception?
Yes, with the retroactive cover option
What if I change my career or retire?
Run-of cover extension is available for such scenarios
