Pacis Amani Medical

Pacis Amani Medical

Get Complete Peace of Mind with Pacis Amani Medical Cover - Affordable, Flexible, and Excellent Coverage for You and Your Family

Protect yourself and your loved ones with comprehensive health insurance coverage. Get the peace of mind you deserve today.

What is Pacis Amani Medical?

Pacis Amani Medical Insurance is the ultimate solution for individuals and families seeking complete peace of mind when it comes to their healthcare needs. With affordable premiums and a wide range of benefits, this comprehensive health insurance plan ensures that you and your loved ones are financially protected against unexpected medical expenses. From in-patient and outpatient care to maternity coverage, Pacis Amani provides excellent coverage for hospitalization expenses, doctor’s fees, accident protection, pre-existing conditions, and even chronic and congenital conditions. With access to the best healthcare providers, affordable premiums, and the added advantage of a no claim discount, Pacis Amani Medical Insurance offers flexible and reliable coverage that truly puts your well-being first.

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key features

What are the key features of this insurance?

Inpatient Cover
Comprehensive coverage for hospitalisation expenses, including room charges, nursing, and medical fees.
Maternity Cover
Protection against childbirth expenses, including pre and postnatal care, delivery, and complications.
Outpatient Cover
Coverage for medical expenses incurred as an outpatient, such as consultations, diagnostic tests, and minor procedures.
Outpatient Dental Cover
Protection for dental expenses incurred as an outpatient, including consultations, preventive care, and restorative procedures.
Optical Cover
Coverage for optical expenses, including eye exams, prescription glasses, and contact lenses.
Affordable Premiums
Competitive premium rates to ensure accessibility for individuals and families.
Access to the Best Providers
Access to a network of top healthcare providers who offer excellent medical attention and care.
No Claim Discount
Discounts on premiums for policyholders who do not make any claims.

Pacis Amani Medical

Product Benefits

Comprehensive Coverage
Coverage for inpatient hospitalization, outpatient care, maternity expenses, hospital accommodation, theatre charges, doctors' fees, accident cover, pre-existing conditions, chronic conditions, and congenital conditions.
Financial Protection
Protection against unexpected medical expenses, providing individuals and families with the financial support they need for quality healthcare without worrying about the cost.
Access to Network of Providers
Access to a wide network of trusted and top-quality healthcare providers, ensuring policyholders receive the best medical attention and care.
Peace of Mind
Assurance and peace of mind knowing that individuals and families are covered for various healthcare needs and can receive necessary medical treatment when required.
Affordable Premiums
Competitive premiums that make the insurance plan accessible and affordable for individuals and families to obtain comprehensive medical coverage.
No Claim Discount
Discounts on premiums for policyholders who do not make any claims, providing an additional incentive for maintaining good health and minimizing medical expenses.


Frequently Asked Questions

What is Pacis Amani Medical Cover?

Pacis Amani Medical Cover is a comprehensive medical insurance product that covers you and your family against the financial burden of unexpected medical expenses.

What benefits are covered by Pacis Amani Medical Cover?

Our medical cover protects you against costs related to inpatient hospitalization, optional outpatient, optional maternity, hospital accommodation, theatre charges, doctors’ fees, accident cover, pre-existing conditions, chronic conditions, and congenital conditions.

What are the waiting periods for claims?

Pacis Amani Medical Cover has waiting periods for claims such as a 30-day waiting period for acute illness claims and a 90-day waiting period for surgical cases not specified on the benefit schedule. Maternity benefit, if purchased, will have a waiting period of one year.

What is not covered under Pacis Amani Medical Cover?

Pacis Amani Medical Cover does not cover expenses related to alcoholism, drug abuse, experimental treatment, cosmetic surgery, infertility treatment, impotence treatment, professional and hazardous sports activities, and other treatments not specified in the brochure and policy document.

Can I choose my own doctor?

Pacis Amani Medical Cover has a panel of certified medical practitioners. Members who utilize doctors outside the panel will be required to settle the whole bill, and reimbursement will be subject to pre-authorization up to 80% of reasonable and customary rates.

Is outpatient benefit available separately?

No, the outpatient benefit cannot be purchased alone or for specific family members. It is only available if the inpatient benefit is purchased and covers all family members.

Can I purchase outpatient dental and optical benefits separately?

No, the outpatient dental and optical benefits can only be purchased if the outpatient benefit is purchased and for all family members.

What is the eligibility for Pacis Amani Medical Cover?

Adults between the ages of 18 years and 64 years are eligible, and dependents include one spouse, own, or legally adopted children. Children over the age of 21 but below 25 years will be covered by their families with proof of full-time schooling.

Is there a maximum joining age?

Yes, the maximum joining age for Pacis Amani Medical Cover is 64 years.

Are medical examination reports required?

Yes, medical examination reports will be required for persons who attain 55 years and above.