Frequently Asked Questions
What is covered under the Professional Indemnity for Architects?
This insurance covers Architects for legal liabilities due to negligence, error, or omission in rendering professional services.
Who can obtain this coverage?
Architects involved in either private or full-time employment who provide professional services.
Are there any extensions available for the cover?
Yes, extensions include Retroactive cover, Re-instatement, and Run-of cover, among others.
How are the premiums determined?
Premiums are calculated based on annual gross fees and selected limit of liability.
What is the deductible/excess?
The deductible/excess is the amount the insured must pay before the insurance company begins covering a claim.
How can I make a claim with Pacis Insurance?
You can make a claim by writing to Pacis Insurance directly or your intermediary, following their specified procedures.
Is coverage available for incidents occurring before the policy start date?
Yes, with Retroactive cover, but not for un-insured periods.
How do I sign up for this insurance policy?
Complete the proposal form on the website, pay the premium, and send the necessary documents.
Can I respond to third-party letters or claims?
No, do not respond to third-party correspondence without Pacis Insurance's consent; forward them to the insurer.
How does this policy enhance my business operation?
It helps restore your financial position after legal losses, enhances credibility, and brings peace of mind, enabling you