Home Insurance

Home Insurance

Protect Your Home, Rental property, and Personal Belongings with Pacis Home Insurance

Safeguard your building, contents, and portable valuables like jewellery and watches. Get minimal premiums and reliable coverage with Pacis Home Insurance today!

What is Home Insurance?

Pacis Home Insurance provides comprehensive coverage for your home, ensuring protection against various risks and uncertainties. From safeguarding your building and contents against fire, floods, theft, and accidental damage to covering portable valuables like jewellery and watches, this insurance product offers peace of mind for homeowners. With optional coverage for domestic servants and occupiers’ liability, Pacis Home Insurance provides a well-rounded solution to protect you, your home, and your loved ones. Enjoy minimal premiums and the confidence of reliable coverage with Pacis Home Insurance.

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key features

What are the key features of this insurance?

Building Coverage
Protection for private dwelling houses, fences, outbuildings, and walls against fire, floods, impact, and more.
Contents Coverage
Comprehensive coverage for furniture, appliances, electronics, and personal belongings against various perils.
All Risks Coverage
Coverage for portable valuables (e.g., jewelry, watches) against fire, perils, theft, and accidental damage.
Optional WIBA Coverage
Additional coverage for domestic servants against personal injury or sickness while on duty.
Occupier's Liability
Coverage for homeowners' legal liability to third parties resulting from the occupancy of the insured property.

Home Insurance

Product Benefits

Financial Protection:
Pacis Home Insurance provides financial protection in the event of damages to your home, contents, and portable valuables caused by fire, floods, theft, and accidental damage. It helps you recover from unexpected losses without a significant financial burden.
Peace of Mind:
With Pacis Home Insurance, you can have peace of mind knowing that your most valuable assets are protected. Whether it's your home, belongings, or portable valuables, you can feel secure knowing that you have coverage against various risks.
Optional WIBA Coverage:
The optional coverage for domestic servants under the Work Injury Benefits Act (WIBA) ensures that those who work in your home, such as house helpers, gardeners, and cleaners, are protected in case of personal injury or sickness while on duty. This coverage demonstrates your commitment to their well-being and provides financial support in case of unfortunate incidents.
Liability Protection:
Pacis Home Insurance includes the occupier's liability coverage, safeguarding you against potential legal liabilities arising from third-party injuries or property damage that may occur on your property. This coverage provides financial protection and legal support in case you are held responsible for accidents or incidents involving visitors or guests.
Affordable Premiums:
Pacis Home Insurance offers minimal premiums, making it an affordable option for homeowners seeking comprehensive coverage. You can enjoy the benefits of reliable protection without straining your budget.


Frequently Asked Questions

What does Pacis Home Insurance cover?

Pacis Home Insurance covers the building, contents, and portable valuables, and provides optional coverage for domestic servants and occupiers' liability.

How can I determine the value of my building and its contents for insurance purposes?

You can determine the value of your building and contents by assessing their replacement cost, considering factors like construction materials, square footage, and the value of your belongings.

Can I choose to insure only the contents without the building?

No, the contents coverage (Part B) cannot be taken without the building coverage (Part A). Both sections are typically included together in a home insurance policy.

Are my portable valuables covered even when I'm outside my home?

Yes, Pacis Home Insurance provides coverage for portable valuables (Part C) against fire, perils, theft, and accidental damage, even when they are outside your home.

What is the optional WIBA coverage for domestic servants?

The optional WIBA coverage protects domestic servants like house helpers, gardeners, and cleaners against personal injury or sickness while on duty.

How does the occupier's liability coverage work?

Occupier's liability coverage protects homeowners against legal liabilities that may arise from injuries or property damage to third parties resulting from the occupancy of the insured property.

Are there any limitations on the coverage provided by Pacis Home Insurance?

Yes, there may be certain limitations and exclusions outlined in the policy. It is important to carefully review the terms and conditions to understand the extent of coverage and any specific exclusions.

Can I customize my coverage based on my specific needs?

Pacis Home Insurance offers a range of coverage options, and you can discuss your specific needs with the insurance provider to customize your policy accordingly.

How are premiums calculated for Pacis Home Insurance?

Premiums are typically calculated based on factors such as the value of the building and contents, location, the coverage selected, and any optional endorsements. The rates for each section are mentioned as minimal in the product details.

How do I file a claim for Pacis Home Insurance?

In the event of a claim, you should contact Pacis Home Insurance promptly to report the incident. They will guide you through the claims process and provide you with the necessary forms and instructions to submit your claim.