PACIS Insurance Company Ltd

Call us on 0730 677000

Pacis School Bus PDF Print E-mail

Scope of Cover

Pacis School Bus Insurance provides cover to school buses against any loss and/or damage by accidental means, theft, fire, malicious damage, Third Party Bodily Injury (or Death) and Third Party Property damage.


  • Loss of Use Cover
  • Reasonable Premium Rating
  • Flexible Premium Payment Terms
  • Free cover for alternator and starter
  • Political risk coverage
  • Free Riot & Strike cover
  • Free windscreen & Radio cover


  • Windscreen and radio cassete Ksh 50,000.
  • Special peril, riot and strike cover.
  • Loss of use for 5 days at Ksh 10,000 per day.
  • 72 hrs waiting period on claim admission.
  • Passenger legal liability up to seating capacity.
  • Political risks and terrorism.
  • Geographical coverage is E.Africa (excluding third party liability outside Kenya).
  • Free cover for alternator and starter.


  • Own damage and partial theft at 5% of sum insured min Ksh 5,000.
  • Third party damage/ Injury - Nil.
  • Total theft claims - with ATD (Anti-Theft Device) at 5% of sum insured and with no ATD (Anti-Theft Device) at 20% of sum insured.
  • Young & Novice drivers- Ksh 10,000 in addition.
  • Alternator & Starter- 10% of the cost of replacement.

The premiums are on annual basis and are payable annually in advance once cover is accepted.

We will be glad to answer any queries you may have on the product.