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Hospital Malpractice

Hospital Malpractice Indemnity Policy is designed for Healthcare Institutions licenced by the Medical Practitioners and Dentists Council such as private and mission hospitals, medical centres, dental clinics, nursing homes, maternity homes as well as standalone funeral homes.

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Hospital Malpractice Indemnity Policy provides adequate and affordable coverage for these healthcare institutions against financial and reputational losses in the event of incidents of malpractice or unexpected outcomes, after medical procedures conducted within the the scope of the professional services rendered under domestic legislation, ethical codes and rules.

Features

  1. Reporting period – 6 months
  2. Active external claims management to ensure claims are reviewed early to establish admissibility and explore all possible out-of-court settlement options and exhaust them.
  3. Excess: 1% of Indemnity Limit.


Incident Management


In collaboration with Minet Kenya Healthcare Consulting, the policy will provide a proactive incident management and support to the insured institution right from the time an incident occurs to the time the matter is resolved. Minet will also provide online administrative and customer service support which will include Risk Management Audits for HealthCare Institutions that buy this solution.

These incidents include:

  1. Court judgments/awards for acts of professional negligence
  2. Legal costs of defense in court
  3. Cost of disciplinary hearings
  4. Cost of defamation suits
  5. Loss of documents
  6. Dishonesty
  7. Libel and Slander


Your contract with your patient assumes reasonable care and skill during treatment. But even with utmost care, human errors can happen. This is where our Hospital Malpractice Indemnity cover comes in.

Cover Limits and Premium Options


Cover Limit 
Premium 
Policy Excess 
5,000,000
50,265
50,000
10,000,000
100,490
100,000
15,000,000
150,715
150,000
20,000,000
200,940
200,000
30,000,000
301,390
300,000
40,000,000
401,840
400,000
50,000,000
502,290
500,000
60,000,000
602,740
600,000
70,000,000
703,190
700,000
80,000,000
803,640
800,000
90,000,000
904,090
900,000
100,000,000
1,004,540
1,000,000


Cover Limits and Claim Excess Options


Cover Limit 
Premium 
Policy Excess 
5,000,000
50,265
50,000
10,000,000
100,490
100,000
15,000,000
150,715
150,000
20,000,000
200,940
200,000
30,000,000
301,390
300,000
40,000,000
401,840
400,000
50,000,000
502,290
500,000
60,000,000
602,740
600,000
70,000,000
703,190
700,000
80,000,000
803,640
800,000
90,000,000
904,090
900,000
100,000,000
1,004,540
1,000,000



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